ToolsFATools For All
NewNew: Australia salary after-tax calculator for 2026–27
✓ 100% free✓ No sign-up✓ Files stay on your device

Free online tools that just work.

Edit and compress PDFs, fix your DV Lottery photo, see your salary after tax and plan your money — in seconds, with no account and no clutter.

Popular:DV Photo CheckerEdit PDFCompress PDFUSA salaryCanada salaryAustralia salary

What is ToolsFA?

ToolsFA is a free collection of browser-based tools and practical guides. Edit, compress and convert PDFs, check a DV Lottery photo, estimate salary and tax, or use our savings, housing and accessibility tools.

Choose a tool below to see its inputs, assumptions and related guides. Calculator results are estimates, not official tax assessments or financial advice.

All tools

21 free tools, grouped by what you need to do.

PDF tools

All PDF tools →
Edit PDFAdd text, images, shapes and signatures to any PDF.Compress PDFMake PDF files smaller while keeping them readable.Convert PDFTurn PDFs into Word, Excel, PowerPoint or images — and back.Merge PDFCombine several PDFs into one file, in any order.Organize PDF pagesReorder, rotate or delete pages in a PDF.Sign PDFType, draw or upload your signature and place it on a PDF.Repair PDFRecover pages from a damaged or corrupted PDF.

Photo tools

DV Lottery Photo CheckerMost popularCheck your photo against the official rules and fix it to 600 × 600 in one click.

Tax & salary

All tax calculators →
USA Salary After TaxTake-home pay by state after federal tax, state tax and FICA.Canada Salary After TaxTake-home pay by province after tax, CPP and EI.Australia Salary After TaxNew2026–27 take-home pay with Medicare levy, HELP and super.USA Tax Refund CalculatorEstimate your IRS refund or the amount you owe.Canada Tax Refund CalculatorEstimate your CRA refund or balance owing by province.UK Tax Refund CalculatorCheck PAYE tax, National Insurance and a possible HMRC refund.Australia Tax Refund CalculatorEstimate your ATO refund with deductions, Medicare and HELP.Germany Tax Refund CalculatorEstimate your German income tax refund (Steuererstattung).

Money & home

Real estate tools →
Compound Interest CalculatorSee how savings and investments grow over time, with a chart.Debt Payoff CalculatorFind out how long it takes to clear a debt and the interest you'll pay.Canada House AffordabilityHow much home you can afford in Canada, with the stress test.Toronto Rent vs BuyCompare the long-term cost of renting and buying in Toronto.

Accessibility

Colorblindness SimulatorSee images as colorblind people do and check WCAG text contrast.
Most popular tool

Get your DV Lottery photo right the first time

See the official template drawn over your face, then fix the crop, size and file in one click. Your photo never leaves your device.

600 × 600

pixels

≤ 240 KB

file size

11

checks

1 click

to fix

Check my photo free →DV photo guides
Private by designPDF, photo and calculator tools run in your browser. Your files and numbers stay with you.
No sign-up, no paywallEvery tool is free to use without an account, email address or download.
Clear, honest resultsPlain-language explanations and guides, with the limits of each estimate stated up front.

Guides and how-tos

Step-by-step help for every tool, with examples.

PDF guides →Convert, compress, edit, merge, sign and repair PDF files.DV photo guides →Take, crop and size a compliant DV Lottery photo.Salary guides →Understand paycheck deductions and take-home pay.Finance guides →Compound interest and debt payoff explained with examples.Canada home-buying guides →Affordability, the stress test, down payments and closing costs.Australia tax guides →PAYG, deductions and how your tax return is calculated.