USA · Salary guide
USA Salary After Tax: Federal, State and FICA Deductions
Read a US paycheck estimate with federal tax, state tax, Social Security and Medicare separated. Learn why actual withholding and take-home pay can differ.
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2026 federal rates50 states + D.C.Private on your device
Free 2026 USA Salary After-Tax Calculator
Estimate your take-home pay by state. See federal income tax, a simplified state tax estimate, Social Security and Medicare in one clear salary breakdown.
Your 2026 pay estimate
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Enter your pay before deductions to estimate take-home pay.
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How the estimate works
Salary estimate, not a tax refund
The estimate annualizes the pay period you choose, adds any annual bonus, subtracts eligible pre-tax retirement contributions and the standard deduction, then applies the 2026 federal tax brackets for your filing status. It separately estimates state income tax and employee Social Security and Medicare taxes.
State income-tax rules differ. This quick estimate applies a representative state rate and deduction and excludes local income taxes, most state credits and multi-state allocation. It is a planning estimate, not payroll processing or tax-return preparation.
Actual paychecks also reflect Form W-4 elections, pay-period withholding tables, insurance, retirement-plan limits and other benefits. Qualified overtime and tip deductions enacted for 2026 are not included in this estimate.
Official 2026 references
- IRS 2026 tax brackets and standard deductions
- IRS Publication 15: Social Security and Medicare rates
- Social Security 2026 wage base
Need a filing estimate based on tax already withheld? Use the separate USA tax refund calculator.
USA salary after-tax FAQs
Is this USA salary after-tax calculator free?
Yes. It is free to use and calculates the estimate in your browser without an account.
Does this include state income tax?
Yes. Choose one full-year resident state or Washington, D.C. The state amount uses a simplified rate and deduction; local taxes and many state-specific rules are not included.
How are federal taxes estimated?
The calculator applies the 2026 federal brackets and standard deduction for your filing status, then estimates employee Social Security, Medicare and Additional Medicare taxes.
Are my salary calculations sent to ToolsFA?
No. The estimate is calculated in your browser. The last five results are saved locally on your device so you can reload them.
Why can my actual paycheck differ?
Actual payroll uses your Form W-4, pay-period withholding methods, benefits, insurance, local taxes, credits, special deductions and employer-specific elections. Those details are not all modeled here.
Practical pay planning
