Pay-period results
Enter annual, monthly, bimonthly, biweekly, weekly or hourly pay and see the equivalent take-home amounts together.
2026 ratesAll provinces & territoriesPrivate on your device
Free 2026 Canada Salary Calculator
See estimated take-home pay after federal tax, provincial tax, CPP/QPP and EI—by annual, monthly, bimonthly, biweekly, weekly or hourly pay.
Your 2026 pay estimate
Enter your salary details
Enter pay before deductions to estimate your take-home amount.
Bonus adds to gross income; RRSP is a separate deduction from taxable income. Leave either optional field at zero if it does not apply.
Includes estimated federal and provincial tax, CPP/QPP, EI and QPIP where applicable. Excludes employer benefits, union dues, pension plans, student-loan repayments, additional tax credits and payroll-specific adjustments.
Private: your last five calculations are stored only in this browser on this device. ToolsFA does not receive or save them.
Clearer pay planning
Know what is estimated from each paycheque
Tax and payroll separated
Federal tax, provincial tax, CPP/QPP and EI/QPIP are shown as separate lines instead of one unexplained deduction.
Province comparison
See the same salary across every province and territory without re-entering your income.
Free Canadian salary guide · Updated September 28, 2026
How to use the Canada take-home pay calculator
Start with gross pay
Use your pay before tax and payroll deductions. If you are paid hourly, add your regular hours per week; the tool annualizes that pay before estimating deductions.
Choose the right province
Provincial tax varies across Canada. Choose the province or territory that applies to your employment and personal tax situation, then compare the same salary elsewhere if useful.
Read the result correctly
Take-home pay is an estimate of earnings after included income tax and payroll deductions. It is not a tax refund. For a filing estimate, use the free Canada tax refund calculator.
Know what is not included
Your employer's payroll can also include benefits, pension deductions, union dues, taxable benefits or other adjustments. Treat this as a clear planning estimate, not a replacement for a pay stub.
Example: biweekly salary
If your offer is $85,000 per year, choose Annual and enter $85,000. The calculator shows the annual estimate, then divides the take-home amount into 26 biweekly pay periods so you can plan around your actual payday.
Salary estimate vs. tax return
This page estimates ongoing take-home pay. Your final return may produce a refund or amount owing because it considers tax already withheld and credits, deductions and other income over the full year.
Frequently asked questions
Is this Canada salary calculator free?+
Yes. It is free, needs no account and calculates in your browser.
What does the result include?+
It estimates federal and provincial income tax, CPP/QPP, EI and QPIP where applicable. It does not replace payroll or a filed tax return.
Why can my actual paycheque be different?+
Employer benefits, pension deductions, union dues, taxable benefits, credits and payroll timing can change an actual paycheque.
Can I see a different province?+
Yes. Select a province or territory to update the main estimate, then use the comparison list to see the same pay across Canada.
Practical pay planning
Salary and take-home pay guides
Canada · Salary guide
Canada Salary After Tax: How to Read Your Paycheque
Understand gross pay, federal and provincial tax, CPP/QPP and EI/QPIP, then compare a Canadian salary estimate with your actual pay stub.
Read guide →
Photo: Randolph Croft · CC BY 2.0. Resized; cropped for display.
Canada · Salary guide
Biweekly vs. Twice-Monthly Pay: Salary and Budget Examples
Compare 26 biweekly payments with 24 twice-monthly payments. Convert annual salary and net pay without mixing up payday amounts and monthly averages.
Read guide →
Photo: Anonymous photographer · CC0. Resized; cropped for display.