Start with Canada. More country and regional tools will appear here as their local rules, assumptions and calculations are built and checked.
Canada
Estimate a practical purchase price from household income, debts, down payment and housing costs. Choose Canada for GDS/TDS and the stress test, or US, UK and Australia lending rules.
Compare a Toronto renting scenario with a home-buying scenario. See mortgage payments, property tax, condo fees, land transfer tax and estimated equity with assumptions you can change.
These are planned tools, not live calculators yet. Each will be added only after the applicable rules and assumptions are implemented and reviewed.
Estimate Ontario land transfer tax before you make an offer.
Plan for Toronto’s municipal land transfer tax alongside Ontario tax.
Estimate mortgage loan insurance for eligible low-down-payment scenarios.
Compare first-time buyer costs and common Canadian program considerations.
Organize legal fees, title insurance, taxes and other closing costs.
Build a property-tax estimate for a Toronto home.
Canada home-buying library
Read focused guides to GDS/TDS ratios, the mortgage stress test, minimum down payments, mortgage insurance and closing costs.
Browse all Canada real estate guides →